Affordable HVAC Installation With 0% Financing in Lewisville, Texas

The Kelly’s Difference

Trusted Financing Plans for a More Comfortable Tomorrow

At Kelly’s Heating & Air, we believe every homeowner deserves lasting comfort without financial strain. Our 0% financing options through trusted partners like Wisetack and Service Finance Company make it simple to repair or upgrade your HVAC system with ease. Enjoy fast approvals, flexible terms, and affordable payments—all designed to keep your Lewisville home comfortable and your family cared for year-round.

Home visit: Technician arrives at a customer's home in Lewisville, TX, for a service appointment. Smiling homeowner welcomes the technician.
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Say Yes to Comfort, No to Upfront Costs with Kelly’s!

Upgrade your comfort without delay. Kelly’s Heating & Air offers flexible financing that makes it easy to replace or install your new high-efficiency HVAC system today and pay over time. Enjoy the comfort you deserve now, with payments that fit your budget.

Why Choose Kelly’s Heating & Air for HVAC Financing?

Your Trusted Financing Partner in Lewisville, TX

Since 1907, Kelly’s Heating & Air has been keeping Texas homes comfortable with honest, dependable service. Our HVAC financing programs make upgrading easier than ever with flexible terms and 0% interest options. Through trusted partners like Wisetack, Foundation Finance, and Service Finance Company, we offer clear, affordable plans tailored to your home and budget—so you can enjoy reliable comfort today and pay over time with confidence.

Honest

Clear terms with no
surprise charges.

No Interest

0% financing
available for up
to 60 months

Reliable

Backed by trusted
lending partners.

Top Reasons to Choose Kelly’s Heating & Air Financing

0% Interest Options

No Payments for 90 Days

Low Monthly Terms

Up to 10-Year Payouts

No Collateral Required

Hundreds of Flexible Programs

The Benefits of 0% Financing Plan

Simple, Transparent Financing for Long-Term Home Comfort

At Kelly’s Heating & Air, we know that home comfort is an investment — and it shouldn’t come with financial worry. That’s why our 0% financing plans are built around your needs, helping you improve your home’s comfort without the strain of large upfront costs. Whether you’re upgrading equipment, handling a repair, or planning ahead, our financing options keep things simple, flexible, and budget-friendly.

Enjoy Fast and Easy Approvals
Flexible Payment Options
Gain Peace of Mind
Simplify Payments
Enhance Home Value

Choosing Kelly’s Heating & Air means partnering with a company that values transparency, trust, and long-term comfort. Our financing solutions make it possible to invest in your home the smart way — with no hidden fees, no complicated paperwork, and complete peace of mind from start to finish.

Family using a laptop on the couch. Home financing options may be available to help families achieve their dreams. Lewisville, TX.

HVAC Financing Plans for Homeowners in Lewisville, TX

How Kelly’s Simple 3-Step Financing Process Works

Financing your HVAC project should be simple, structured, and stress-free. At Kelly’s Heating & Air, we provide clear, dependable financing options that make upgrading or replacing your system more accessible. With 0% interest plans, extended terms, and fast approvals, we ensure you get the right solution without financial uncertainty.

  • Start with a Consultation

    Begin with a professional, no-obligation consultation. Our team will assess your comfort goals, discuss available financing programs, and help you identify the option that best aligns with your home and budget requirements.

  • Transparent Financing Plan

    You’ll receive a detailed financing outline that specifies all terms, payments, and conditions in writing. Every option is structured for clarity and long-term value, allowing you to move forward with full understanding and confidence.

  • Upgrade with Confidence

    Once your financing is approved, our certified technicians complete your installation or system upgrade efficiently and precisely. Kelly’s Heating & Air ensures every step—from approval to completion—is handled with professionalism, accuracy, and your long-term comfort in mind.

Homeowners throughout Lewisville, Denton, and surrounding Texas areas can apply for Kelly’s financing options. Most customers qualify for one of our available plans through Wisetack, Foundation Finance, or Service Finance Company, making it easier to start your HVAC project without upfront costs.

Once approved, you can begin your project immediately with no money down and flexible terms. Depending on the plan you select, you may receive 0% interest for up to 60 months, or choose a low-payment plan with fixed monthly installments spread over 10 years. Payments are made directly through our partnered lenders for convenience and transparency.

Some programs include a traditional credit check, while others offer alternative approval methods. Our financing partners provide multiple options so that homeowners with varying credit profiles can still access affordable solutions.

Kelly’s financing covers all HVAC-related projects, including system installations, replacements, and major repairs. You can also finance ductwork improvements, air purification systems, and energy-efficiency upgrades. Both residential and small commercial projects qualify.

No. Kelly’s financing programs have no hidden fees, no collateral requirements, and no early buyout penalties. You can pay off your balance at any time without additional charges.

Financing a high-efficiency HVAC system not only helps manage upfront costs but can also reduce monthly energy bills by up to 30%. Combined with Kelly’s 10-year equipment guarantee, it provides a strong long-term return on investment.

Custom Financing Programs Tailored to Your Lewisville Home

Option 1:

Low-Payment
Starter Plan

For homeowners who want to upgrade their comfort system now and keep early costs to a minimum, this plan provides flexible, low monthly payments and a simple start.

Option 2:

0% Interest Plan

Ideal for those who prefer equal monthly payments and zero interest for the full term, this plan offers a straightforward, budget-friendly approach to financing your new system.

Option 3:

Custom Financing
Programs

Designed for homeowners seeking more flexibility, this plan provides access to hundreds of tailored financing options through Kelly’s trusted partners. Our team will help you compare programs and choose the one that best fits your needs.

Same-Day Financing Services in Denton, Dallas, and Collin Counties

Fast, Reliable Financing When You Need Comfort Most

Unexpected HVAC breakdowns never happen at a convenient time—but with Kelly’s Heating & Air, help is never far away. Our same-day financing services are designed for homeowners who need immediate comfort without unexpected financial stress.

  • Quick Approval Process

    Time matters when your home’s comfort is on the line. Our same-day approval process ensures your financing is reviewed and approved quickly, often within just a few hours. This allows our team to begin your HVAC repair or replacement immediately, with clear terms presented upfront so you can move forward with complete confidence.

  • Flexible Payment Terms

    Choose from a variety of financing options including 0% interest plans, low APR rates, and extended payment terms up to 10 years. Every plan is designed to keep payments manageable and predictable, making comfort accessible without disrupting your budget.

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Trusted Financing Partners of Kelly’s Heating & Air

Reliable Lenders. Flexible Plans. Financing You Can Trust.

At Kelly’s Heating & Air, we partner with respected financing providers that share our commitment to integrity and customer satisfaction. Each partner offers proven programs designed to make home comfort projects accessible and affordable. From low monthly payments to 0% interest options, these trusted names ensure your financing experience is smooth, secure, and straightforward.

Wisetack

Origami bird icon on a black circle. Symbol for financing solutions, and financial freedom. Lewisville, TX's trusted financial advisors.

Flexible, fast-approval
financing tailored for home
service projects.

Foundation Finance

White bank icon on black circle. Represents financial institutions for financing options. Lewisville, TX, banking solutions.

Reliable solutions with
extended payment terms
for large installations.

Service Finance Company

Checklist icon on black background. Financing application checklist. Form with check marks.

Simple application process
with customizable options
for any budget.

With our financing partners, you can move forward with confidence knowing your comfort investment is backed by trusted
industry professionals and a process built around your convenience.

Customer Success Stories

What Our Clients Are Saying

About us: Elegant home with manicured lawn and landscaping. Two-story house with a balcony and arched windows in Lewisville, TX.
Mick Pasmore Client

We sent Kelly's AC an online appointment and an email on Sunday evening explaining our AC issues. We received a phone call at 8:30am Monday and they were at our home at 1:00PM. Our AC was repaired by 2:00PM. WHAT GREAT SERVICE! GREAT PRICE! Got us out of a Major Jam. We Love this Company, we highly recommend them and will definitely use them again. Thanks so much Kelly's AC and your AC Tech Eddie Costa was Great 🙂 Mick & Nikki Pasmore

Scenic winter landscape with red cabins and turquoise water. Snow-covered mountains under a cloudy sky. Perfect for a peaceful getaway in Lewisville, TX.
Joe Martin Client

I recently had my air conditioner serviced by Kelly’s Air Condition, and I couldn’t be happier with the experience. They were fast, friendly, and offered competitive prices. Despite the recent change in ownership, the service quality hasn’t skipped a beat. Highly recommend!

Vintage factory interior with industrial machinery and a worker, showcasing our company's history and About information.
Wendi Gazda Client

Kelly's is the best. We have used them for our AC service for over five years. Service is always prompt and courteous. Communication is great with maintenance reminders and keeping us informed when they are coming. Highly recommend this company!

Elegant home facade with lush greenery. White exterior, double doors, and a balcony. Landscaping enhances curb appeal. Home improvement in Lewisville, TX.
Eunice Sugisawa Client

Prompt service and great customer service! Brad is a great service guy, very knowledgeable and a person who you can trust! I would like to recommend this place for all commercial HVAC issues and services!