Affordable HVAC Installation With 0% Financing in Lewisville, Texas
Trusted Financing Plans for a More Comfortable Tomorrow
At Kelly’s Heating & Air, we believe every homeowner deserves lasting comfort without financial strain. Our 0% financing options through trusted partners like Wisetack and Service Finance Company make it simple to repair or upgrade your HVAC system with ease. Enjoy fast approvals, flexible terms, and affordable payments—all designed to keep your Lewisville home comfortable and your family cared for year-round.
- Custom Financing Plans
- Interest-Free Options
- Fast, Hassle-Free Applications
- Affordable Monthly Payments
Say Yes to Comfort, No to Upfront Costs with Kelly’s!
Upgrade your comfort without delay. Kelly’s Heating & Air offers flexible financing that makes it easy to replace or install your new high-efficiency HVAC system today and pay over time. Enjoy the comfort you deserve now, with payments that fit your budget.
Why Choose Kelly’s Heating & Air for HVAC Financing?
Your Trusted Financing Partner in Lewisville, TX
Since 1907, Kelly’s Heating & Air has been keeping Texas homes comfortable with honest, dependable service. Our HVAC financing programs make upgrading easier than ever with flexible terms and 0% interest options. Through trusted partners like Wisetack, Foundation Finance, and Service Finance Company, we offer clear, affordable plans tailored to your home and budget—so you can enjoy reliable comfort today and pay over time with confidence.
Honest
Clear terms with no
surprise charges.
No Interest
0% financing
available for up
to 60 months
Reliable
Backed by trusted
lending partners.
Top Reasons to Choose Kelly’s Heating & Air Financing
0% Interest Options
No Payments for 90 Days
Low Monthly Terms
Up to 10-Year Payouts
No Collateral Required
Hundreds of Flexible Programs
The Benefits of 0% Financing Plan
Simple, Transparent Financing for Long-Term Home Comfort
At Kelly’s Heating & Air, we know that home comfort is an investment — and it shouldn’t come with financial worry. That’s why our 0% financing plans are built around your needs, helping you improve your home’s comfort without the strain of large upfront costs. Whether you’re upgrading equipment, handling a repair, or planning ahead, our financing options keep things simple, flexible, and budget-friendly.
Enjoy Fast and Easy Approvals
Flexible Payment Options
Gain Peace of Mind
Simplify Payments
Enhance Home Value
Choosing Kelly’s Heating & Air means partnering with a company that values transparency, trust, and long-term comfort. Our financing solutions make it possible to invest in your home the smart way — with no hidden fees, no complicated paperwork, and complete peace of mind from start to finish.
HVAC Financing Plans for Homeowners in Lewisville, TX
How Kelly’s Simple 3-Step Financing Process Works
Financing your HVAC project should be simple, structured, and stress-free. At Kelly’s Heating & Air, we provide clear, dependable financing options that make upgrading or replacing your system more accessible. With 0% interest plans, extended terms, and fast approvals, we ensure you get the right solution without financial uncertainty.
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Start with a Consultation
Begin with a professional, no-obligation consultation. Our team will assess your comfort goals, discuss available financing programs, and help you identify the option that best aligns with your home and budget requirements.
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Transparent Financing Plan
You’ll receive a detailed financing outline that specifies all terms, payments, and conditions in writing. Every option is structured for clarity and long-term value, allowing you to move forward with full understanding and confidence.
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Upgrade with Confidence
Once your financing is approved, our certified technicians complete your installation or system upgrade efficiently and precisely. Kelly’s Heating & Air ensures every step—from approval to completion—is handled with professionalism, accuracy, and your long-term comfort in mind.
Homeowners throughout Lewisville, Denton, and surrounding Texas areas can apply for Kelly’s financing options. Most customers qualify for one of our available plans through Wisetack, Foundation Finance, or Service Finance Company, making it easier to start your HVAC project without upfront costs.
Once approved, you can begin your project immediately with no money down and flexible terms. Depending on the plan you select, you may receive 0% interest for up to 60 months, or choose a low-payment plan with fixed monthly installments spread over 10 years. Payments are made directly through our partnered lenders for convenience and transparency.
Some programs include a traditional credit check, while others offer alternative approval methods. Our financing partners provide multiple options so that homeowners with varying credit profiles can still access affordable solutions.
Kelly’s financing covers all HVAC-related projects, including system installations, replacements, and major repairs. You can also finance ductwork improvements, air purification systems, and energy-efficiency upgrades. Both residential and small commercial projects qualify.
No. Kelly’s financing programs have no hidden fees, no collateral requirements, and no early buyout penalties. You can pay off your balance at any time without additional charges.
Financing a high-efficiency HVAC system not only helps manage upfront costs but can also reduce monthly energy bills by up to 30%. Combined with Kelly’s 10-year equipment guarantee, it provides a strong long-term return on investment.
Custom Financing Programs Tailored to Your Lewisville Home
Option 1:
Low-Payment
Starter Plan
For homeowners who want to upgrade their comfort system now and keep early costs to a minimum, this plan provides flexible, low monthly payments and a simple start.
- No money down
- No collateral required
- No early buyout penalty
- 0% interest for the first 90 days
- 6.99% APR afterward
- Up to 10-year payout terms
- Lowest monthly payments available
Option 2:
0% Interest Plan
Ideal for those who prefer equal monthly payments and zero interest for the full term, this plan offers a straightforward, budget-friendly approach to financing your new system.
- No money down
- No collateral required
- No early buyout penalty
- 0% interest for up to 60 months
- Affordable, fixed monthly payments
Option 3:
Custom Financing
Programs
Designed for homeowners seeking more flexibility, this plan provides access to hundreds of tailored financing options through Kelly’s trusted partners. Our team will help you compare programs and choose the one that best fits your needs.
- Flexible term lengths and rates
- Multiple lender options
- Fast approval process
- Custom payment schedules
- Foundation Finance Plans
Same-Day Financing Services in Denton, Dallas, and Collin Counties
Fast, Reliable Financing When You Need Comfort Most
Unexpected HVAC breakdowns never happen at a convenient time—but with Kelly’s Heating & Air, help is never far away. Our same-day financing services are designed for homeowners who need immediate comfort without unexpected financial stress.
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Quick Approval Process
Time matters when your home’s comfort is on the line. Our same-day approval process ensures your financing is reviewed and approved quickly, often within just a few hours. This allows our team to begin your HVAC repair or replacement immediately, with clear terms presented upfront so you can move forward with complete confidence.
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Flexible Payment Terms
Choose from a variety of financing options including 0% interest plans, low APR rates, and extended payment terms up to 10 years. Every plan is designed to keep payments manageable and predictable, making comfort accessible without disrupting your budget.
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Trusted Financing Partners of Kelly’s Heating & Air
Reliable Lenders. Flexible Plans. Financing You Can Trust.
At Kelly’s Heating & Air, we partner with respected financing providers that share our commitment to integrity and customer satisfaction. Each partner offers proven programs designed to make home comfort projects accessible and affordable. From low monthly payments to 0% interest options, these trusted names ensure your financing experience is smooth, secure, and straightforward.
Wisetack
Flexible, fast-approval
financing tailored for home
service projects.
Foundation Finance
Reliable solutions with
extended payment terms
for large installations.
Service Finance Company
Simple application process
with customizable options
for any budget.
With our financing partners, you can move forward with confidence knowing your comfort investment is backed by trusted
industry professionals and a process built around your convenience.
Customer Success Stories
What Our Clients Are Saying
We sent Kelly's AC an online appointment and an email on Sunday evening explaining our AC issues. We received a phone call at 8:30am Monday and they were at our home at 1:00PM. Our AC was repaired by 2:00PM. WHAT GREAT SERVICE! GREAT PRICE! Got us out of a Major Jam. We Love this Company, we highly recommend them and will definitely use them again. Thanks so much Kelly's AC and your AC Tech Eddie Costa was Great 🙂 Mick & Nikki Pasmore







